By Raul Salinas · Checked 9 Nov 2026 · 18+
Ultimate is $24.99 a month with 1,000 XOT. What an image, a call or a clip really costs, the free tier and the refund rules.
Summary (checked 9 November 2026)
- Ultimate: $24.99 a month with 1,000 XOT (billing FAQ). Elite: €74.99 (≈$83.73) shown to EU visitors; the US figure was not displayed.
- XOT costs: image 50, voice call 50 a minute, video call 250 a minute, NOVA video 50 to 90 a second. Member text chat is free.
- Free: 5 messages that never reset, one-time 200 XOT, up to 600 XOT a week from a login streak. Packs are for members only.
- Refunds: none on plans; unspent packs within 14 days. The terms and the FAQ disagree on when access ends after cancelling.
Disclosure: this site is made by the naughti.ai team. Links to Nectar AI, Secrets AI, Joi AI, OurDream AI, Xotic AI and GoLove AI are affiliate links: this site may earn a commission if you sign up, at no extra cost to you. Every price comes from the vendor’s own page or a named source, checked 9 November 2026. Adults 18+ only; all characters in these apps are AI and fictional.
| Plan | Price | XOT included | Notes |
|---|---|---|---|
| Free | $0 | 200 once + streak | 5 messages total, 15 per featured character, 1 custom character, no video |
| Ultimate | $24.99/mo (EU visitors pay €24.99, ≈$27.90) | 1,000 a month | Member chat free; one-time taste of the explicit text mode |
| Elite | €74.99 (≈$83.73) (EU display) | 6,000 a month | Group chats up to 10, Continue/Bridge/Extend, doubled streak |
| Yearly | Toggle shows “-72%”; price not rendered | 12,000 (Ultimate) or 72,000 (Elite) up front | Confirm at checkout |
Sources: billing FAQ (25 Oct 2026), plans page and getting-XOT docs, checked 9 November 2026. Struck-through “was” prices of €44.99 (≈$50.23) and €134.99 (≈$150.72) appear next to the current ones.
| Action | XOT | Ultimate’s 1,000 buys |
|---|---|---|
| Image (batch of 4: 200) | 50 | 20 |
| Voice call (one in-app string says 40) | 50 per minute | 20 minutes |
| Video call, every started minute | 250 per minute | 4 minutes |
| NOVA video, 720p / 1080p | 50 / 90 per second | 20 s / 11 s |
| Long clip | 250 for 5 s, +100 per 5 s | 30 s = 750 |
| Talking Video | 100 per spoken second | 10 s |
| Text-to-speech | 60 per 1,000 characters | ~16,600 characters |
| Featured-character message after 15 free | 10 | 100 messages |
| Group-chat character reply (Elite) | 5 | 200 replies |
| Unlock a blurred photo | 50 | 20 |
Source: Xotic AI docs, XOT costs (25 Oct 2026).
Plan your month of XOT
Costs from Xotic's XOT cost sheet (25 Oct 2026): image 50, voice call 50 per minute, video call 250 per minute (every started minute billed), NOVA 1080p 90 per second. Small pack: 2,200 XOT for $19.99, about $9.09 per 1,000.
Ultimate is $24.99 with 1,000 XOT. Test the video tools on the allowance before buying any pack; unspent packs are refundable for 14 days, plans are not.
| Pack | XOT | Price | Per 1,000 XOT | One image | One video-call minute |
|---|---|---|---|---|---|
| Small | 2,200 | $19.99 | $9.09 | $0.45 | $2.27 |
| Medium | 7,000 | $49.99 | $7.14 | $0.36 | $1.79 |
| Large | 16,000 | $99.99 | $6.25 | $0.31 | $1.56 |
| Bulk | 36,000 | $199.99 | $5.56 | $0.28 | $1.39 |
| Vault | 60,000 | $299.99 | $5.00 | $0.25 | $1.25 |
| Reserve | 110,000 | $499.99 | $4.55 | $0.23 | $1.14 |
Prices from getting-XOT docs; per-unit figures are my arithmetic. A 15-second 1080p NOVA clip (1,350 XOT) works out to about $12.27 at the Small-pack rate.
The price per 1,000 XOT halves from $9.09 (Small) to $4.55 (Reserve), but only heavy video or video-call users ever spend 110,000 XOT. For most members, the monthly allowance plus a Small or Medium pack is the realistic range. Packs need an active plan.
What one XOT action costs in dollars, by pack
Defaults: one image (50 XOT) at the Small pack rate. Try 250 XOT for a video-call minute, or the Reserve pack ($499.99 for 110,000 XOT). Packs are for members only.
Free accounts get 5 chat messages that do not reset, 15 messages with each featured “Girlfriend Experience” character, one custom character, Explore and the Feed.
The welcome balance is 200 XOT, and a daily streak adds 50, 75, 100, 50, 50, 75 and 200 XOT across a week. You can spend that on images (about 4 per 200), but you cannot buy packs or keep chatting without a plan. For a longer free test, GoLove AI’s homepage offers unlimited text chat and Secrets AI 20 messages a day.
| Topic | Xotic’s rule | Source |
|---|---|---|
| Subscription and plan XOT | Not refundable unless the law requires | Terms §7.2–7.3, billing FAQ |
| XOT packs | Full refund within 14 days if unspent, by email | Terms §7.1, billing FAQ |
| Failed generations | XOT returned automatically | Terms |
| Upgrade | Unused Ultimate days not refunded | Billing FAQ |
| Cancel path | Settings → Subscription → Cancel | Billing FAQ |
| Access after cancelling | FAQ: to period end. Terms §6.1: “cancelled immediately” | Conflict |
| Switching plans | Cancel, then resubscribe after the period | Billing FAQ |
Spend or note your XOT first, cancel a few days before renewal and screenshot the Subscription tab, because the terms and the FAQ disagree on when access ends.
naughti.ai costs €14.99 a month (≈$16.74), monthly plan only. Hand-written scenarios are included, 100 credits a month cover extra images or video, and stories and chat have no per-minute meter.
| App | Monthly | Included | Image | Voice call | Refund |
|---|---|---|---|---|---|
| Xotic AI | $24.99 | 1,000 XOT | 50 XOT | 50 XOT/min | Packs only, 14 days |
| naughti.ai | €14.99/mo (≈$16.74) | 100 credits | 4 credits (your own) | Not stated | Credits not refunded; narrow exceptions |
| OurDream AI | $19.99 | 1,000 coins | 5 in chat (reported) | 50 coins/min (reported) | 14-day defects, discretion |
| Secrets AI | $19.99 | 8,000 Moments | 50–100 Moments | 50 Moments/min | No refund for period |
| Nectar AI | $9.99 (reported) | Credits extra | Credits | Voice chat; cost not published | Non-refundable |
| Joi AI | $13.99 + tax (reported) | Neurons | Up to 120 Neurons per view | Video calls ~3,500 per 5 min (reported) | 14 days, narrow |
| GoLove AI | Not public | Stars | Standard photos free | Voice notes | 24 h, ≤20 credits |
I checked these figures on 9 November 2026. Links to Nectar AI, Secrets AI, Joi AI, OurDream AI, Xotic AI and GoLove AI are affiliate links: this site may earn a commission if you sign up, at no extra cost to you.
More on the product on the Xotic AI review; the full field is on the main comparison.
I accessed these sources between 3 and 9 November 2026.
Adults 18+ only. All characters in the apps on this page are AI and fictional. This site is independent of Xotic Tech OÜ, the company behind Xotic AI; Xotic AI links on this site are affiliate links.
Video tools, XOT meters, a perfect Trustpilot score and its caveats.
Six rivals and naughti.ai on real cost per image, call and clip.
Written stories against a video-first companion app.
Ultimate costs $24.99 a month with 1,000 XOT, according to Xotic’s billing FAQ (EU visitors see €24.99, about $27.90). Elite was shown at €74.99 (≈$83.73) to an EU visitor; a US price was not displayed to me. Member text chat is free; media is paid in XOT.
XOT is Xotic’s in-app currency. Plans include it monthly (1,000 on Ultimate), packs sell more, and a login streak adds up to 600 a week. It pays for images, calls, video, text-to-speech and some premium messages. Failed generations return their XOT automatically.
Twenty. Each image costs 50 XOT and a batch of four costs 200, according to the XOT cost sheet updated 25 October 2026. Older reports of 15 or 35 XOT per image are outdated.
250 XOT a minute, and every started minute is billed in full. Ultimate’s 1,000 XOT covers 4 minutes. At pack rates a video-call minute costs between about $1.14 (Reserve pack) and $2.27 (Small pack).
The docs say 50 XOT a minute, which gives 20 minutes from Ultimate’s allowance. One string in the plans page code says 40 XOT a minute, so the in-app price may differ; check the cost shown before you call.
NOVA image-to-video costs 50 XOT a second at 720p and 90 at 1080p. Long clips cost 250 XOT for the first 5 seconds and 100 per extra 5 seconds, so 30 seconds is 750. Talking Video is 100 XOT per spoken second; a classic clip 150.
From $19.99 for 2,200 XOT to $499.99 for 110,000 XOT, in six sizes; EU customers pay the same numbers in euros. Packs are only for members, so a free account cannot buy them.
Only for a quick look. Free accounts get 5 chat messages that never reset, 15 messages with each featured character, one custom character and a one-time 200 XOT. There is no video on a free account.
Yes. Logging in daily earns 50, 75, 100, 50, 50, 75 and 200 XOT across a week, 600 in total; a missed day resets it, and Elite doubles it. Free users can spend it on images, but chat beyond the free messages needs a plan.
The plans page shows a yearly toggle labelled 72% off, but no yearly price rendered in the public page on 9 November 2026. The docs say yearly plans include 12,000 XOT (Ultimate) or 72,000 (Elite) up front. Check the checkout before paying.
The plans page shows €44.99 (≈$50.23) and €134.99 (≈$150.72) struck through next to the current prices, labelled 44% off. I found no evidence of when those higher prices applied, so treat the discount label with caution.
Subscriptions and plan XOT are not refundable unless the law requires it. XOT packs can be refunded in full within 14 days if you have not spent any of them, by email from your account address. Upgrading does not refund unused days.
Settings, then Subscription, then Cancel. The FAQ and billing FAQ say you keep access until the end of the billing period, but section 6.1 of the terms says the subscription is cancelled immediately. Take a screenshot of the Subscription tab when you cancel.
Yes, the billing FAQ says your XOT balance stays, but most features need an active plan to use it. To switch between monthly and yearly or to downgrade, you cancel and subscribe again after the period ends.
On the monthly list price, yes: $24.99 against $19.99 for OurDream AI and Secrets AI, a reported $13.99 plus tax for Joi AI and $9.99 for Nectar AI. Per unit it depends on use; see the comparison table on this page.
Only for heavy video and group users. Elite was shown at €74.99 (≈$83.73) to an EU visitor with 6,000 XOT a month, group chats with up to 10 characters, video editing tools and a doubled login streak. If you mainly chat, Ultimate’s free member chat and 1,000 XOT are enough.
Raul Salinas
Editor, Xotic AI Alternatives
I edit this site for the naughti.ai team and keep it to what Xotic AI and its rivals publish themselves: plan pages, the XOT cost sheet, billing FAQs, terms, refund and age-check policies, plus named third-party reviews where a vendor is silent. Each number on the site shows the day I read it, and I re-read the cost sheets monthly. I have not bought every plan or rated chat quality, so you will not find star scores or invented tests here.