By Raul Salinas · Checked 9 Nov 2026 · 18+
naughti.ai, reviewed on checkable documents: hand-written scenarios, credits, pricing, rules and limits.
My verdict (checked 9 November 2026)
- I review naughti.ai on documents anyone can check: its terms, privacy and cancellation policies, the Estonian register and the site itself.
- The format is stories, not companions: hand-written scenarios with a beginning and an end, a new one every week, and chat memory that holds over several thousand messages.
- It costs €14.99/mo (≈$16.74) on a monthly plan only, with 100 credits a month for extra images or video.
- Its limits are real: no character builder, no calls listed, credits are not refunded, and the company dates from February 2026 with no independent reviews.
Disclosure: this site is made by the naughti.ai team. Links to Nectar AI, Secrets AI, Joi AI, OurDream AI, Xotic AI and GoLove AI are affiliate links: this site may earn a commission if you sign up, at no extra cost to you. Every price comes from the vendor’s own page or a named source, checked 9 November 2026. Adults 18+ only; all characters in these apps are AI and fictional.
| Item | Detail | Where it comes from |
|---|---|---|
| Company | NaughtiAI OÜ, Telliskivi tn 57, 10412 Tallinn | e-Business Register, privacy policy |
| Registered | February 2026, reg. 17433306 | e-Business Register |
| Law | Estonia | Terms |
| Format | Hand-written scenarios with a beginning and an end; a new one every week | Site |
| Memory | Stays coherent after several thousand messages | Site |
| Media | Pre-generated content 15 credits each; your own images 4 credits, video from 30 | Site |
| Builder | None | Site |
| Platforms | Browser only | Site |
| Contact | [email protected] | Footer |
I checked these figures on 9 November 2026.
You choose a scenario from the list. Each one is hand-written, opens with a scene and a premade character, sometimes two or three, and runs to a real ending. A new scenario is added every week.
The scenario content is part of the subscription. Credits come in when you want more: 15 for a piece of pre-generated top-quality content, 4 for an image you generate, from 30 for a video.
The chat memory stays coherent after several thousand messages, so a long story does not lose track of its earlier scenes.
In practice: it is closer to an interactive novel with video than to Xotic’s companion builder.
| Item | Use | Rules |
|---|---|---|
| Membership | All scenario content; 100 credits a month | €14.99/mo (≈$16.74), monthly plan only; cancel any time, runs to period end |
| Pre-generated content | Top-quality media made in advance | 15 credits each |
| Your own media | Images and video you generate | 4 credits per image, from 30 per video |
| Extra credits | When the monthly 100 run out | 100 extra credits for €79.99 (≈$89.31) |
Credits are not refunded. Monthly credits expire, and bought credits need an active membership.
| Topic | Policy |
|---|---|
| Allowed | Adult content between adult characters |
| Banned | Minors in any form, incest, non-consent, real people and deepfakes, bestiality, extreme violence, hate speech |
| Moderation | Automated, human review for reports, fraud or legal requests |
| Chats | Sent to AI models for replies; not used for profiling or ads; not sold |
| Deletion | History deleted or anonymised on request |
| Training on chats | Not stated |
| Refunds | Final; double billing, outage over 24 h, verified fraud; credits not refunded |
Hand-written adult stories with a beginning and an end, and a new one every week. Membership costs €14.99 a month (≈$16.74) and includes 100 credits.
| Strengths | Limits |
|---|---|
| Stories ready to play, nothing to build | No custom characters |
| No per-minute or per-message meter | No voice or video calls listed |
| Long chat memory, a new scenario every week | Billed in euros; credits not refunded |
| EU company with a public register entry | Final sales with narrow exceptions |
| Clear published content rules | No independent reviews yet |
Xotic AI is the better tool for that: a character builder, NOVA video with sound and video calls, from $24.99 a month.
Adults who want an evening of story-driven roleplay without designing a character or budgeting a currency. If you want to build and film a companion, Xotic AI is the better tool: see naughti.ai vs Xotic AI. All seven apps are on the main comparison.
I accessed these sources between 3 and 9 November 2026.
Adults 18+ only. All characters in the apps on this page are AI and fictional. This site is independent of Xotic Tech OÜ, the company behind Xotic AI; Xotic AI links on this site are affiliate links.
Written stories against a video-first companion app.
Six rivals and naughti.ai on real cost per image, call and clip.
Video tools, XOT meters, a perfect Trustpilot score and its caveats.
An adult roleplay site organised around stories. It offers hand-written scenarios with premade characters, each with a beginning and an end, and adds a new scenario every week. Chat memory stays coherent after several thousand messages, and credits pay for extra images or video. It runs in the browser for adults 18+.
NaughtiAI OÜ, registered in the Estonian e-Business Register in February 2026 under number 17433306, at Telliskivi tn 57, Tallinn. It is also the team that writes this site.
There is one monthly plan: €14.99/mo (≈$16.74). It includes the scenario content and 100 credits a month. Extra credits come as a pack: 100 extra credits for €79.99 (≈$89.31). Euro prices are converted to dollars at 1.1165 here; your bank’s rate may differ.
The plan includes 100 credits a month. Pre-generated top-quality content costs 15 credits each, an image you generate 4 credits and a video from 30 credits. Scenario content is already included, so credits are only for generating more. Credits are not refunded.
No, and that is the biggest trade-off. Characters are premade and written into scenarios. If building is what you enjoy, Xotic AI, Nectar AI or OurDream AI suit you better.
Adult content is allowed only between adult characters. The terms ban minors in any form, biological incest, non-consent, real identifiable people and deepfakes, bestiality, extreme violence and hate speech. Moderation is automated, with human review for reports.
Sales are final, and the EU 14-day withdrawal right is waived once content is delivered. Exceptions are double billing, an outage longer than 24 hours and verified fraud. Credits are not refunded. A chargeback without first contacting support leads to a permanent ban.
In account settings or by email to [email protected]. You keep access until the end of the paid period. Purchased credits can only be used while a membership is active, and credits are not refunded.
The privacy policy says chats are processed to run the service, sent to third-party AI models to generate replies, not used for profiling or ads and not sold; history can be deleted or anonymised on request. Whether chats train models is not stated.
Yes, in the mobile browser. There is no App Store or Google Play app, and store apps called “naughty AI” are unrelated. Check that the address is naughti.ai, with an i.
No custom characters, no calls listed, euro billing, credits that are not refunded, final sales, and a very short track record: the company is from February 2026 and has no independent reviews yet.
For story play, yes: it costs less per month and has no per-minute meter. For calls and deep video editing, no: Xotic offers video calls and NOVA editing tools that naughti.ai does not. See naughti.ai vs Xotic AI.
Raul Salinas
Editor, Xotic AI Alternatives
I edit this site for the naughti.ai team and keep it to what Xotic AI and its rivals publish themselves: plan pages, the XOT cost sheet, billing FAQs, terms, refund and age-check policies, plus named third-party reviews where a vendor is silent. Each number on the site shows the day I read it, and I re-read the cost sheets monthly. I have not bought every plan or rated chat quality, so you will not find star scores or invented tests here.