By Raul Salinas · Checked 9 Nov 2026 · 18+
naughti.ai against Xotic AI: hand-written stories against a builder with video tools and per-minute meters.
Summary (checked 9 November 2026)
- These two Estonian apps solve different problems: Xotic AI gives you tools to build and film a companion; naughti.ai gives you written stories to play.
- naughti.ai costs less per month (€14.99/mo (≈$16.74) against $24.99) and has no per-minute meter, but no calls listed and less video control.
- Xotic wins clearly on video: NOVA clips with sound, long clips and video calls.
- Neither offers a meaningful free trial.
Disclosure: this site is made by the naughti.ai team. Links to Nectar AI, Secrets AI, Joi AI, OurDream AI, Xotic AI and GoLove AI are affiliate links: this site may earn a commission if you sign up, at no extra cost to you. Every price comes from the vendor’s own page or a named source, checked 9 November 2026. Adults 18+ only; all characters in these apps are AI and fictional.
| naughti.ai | Xotic AI | Edge | |
|---|---|---|---|
| What you get | Hand-written scenarios, a new one every week | Builder, premade characters, video tools | Depends on taste |
| Custom characters | No | Yes | Xotic |
| Monthly price | €14.99/mo (≈$16.74) | $24.99 (Ultimate) | naughti.ai |
| Included units | 100 credits | 1,000 XOT | Depends on use |
| Per-minute meters | None | Voice 50, video 250 XOT/min | naughti.ai |
| Video | Pre-generated (15 credits) or your own from 30 credits | NOVA custom clips, up to 30 s | Xotic on control |
| Chat memory | Coherent after several thousand messages | Not published | naughti.ai |
| Calls | Not listed | Voice and video | Xotic |
| Free tier | Not published | 5 messages, never reset | Neither |
| Refunds | Narrow exceptions; credits not refunded | Plans no; unspent packs 14 days | Xotic, slightly |
| Operator | NaughtiAI OÜ, Tallinn | Xotic Tech OÜ, Tallinn | Tie |
| Track record | Registered Feb 2026, no reviews | Trustpilot 4.8/59, all 5-star | Neither proven |
Checked 9 November 2026. Prices converted at 1.1165.
On Xotic, the evening starts with choices about the character: look, personality, voice. Then you chat for free as a member and decide where to spend XOT: a few images at 50 each, a voice call at 50 a minute, or a short 1080p clip at 90 a second.
On naughti.ai, the evening starts with a scenario list. You open a hand-written scenario with a premade character and play it from its beginning to its end; a new one appears every week. If you want more pictures or a clip, you spend credits: 15 for pre-generated top-quality content, 4 for your own image, from 30 for your own video. The chat keeps track of the story across several thousand messages.
In practice: Xotic rewards people who like making things; naughti.ai rewards people who like being told a story.
naughti.ai: hand-written adult scenarios with a beginning and an end, a new one every week, no per-minute meter. €14.99 a month (≈$16.74) with 100 credits.
| naughti.ai | Xotic AI | |
|---|---|---|
| Monthly | €14.99/mo (≈$16.74) | $24.99 |
| Other plans | Monthly plan only | Yearly price not rendered (“-72%” toggle) |
| Higher tier | — | Elite €74.99 (≈$83.73) (EU display) |
| Included | 100 credits | 1,000 XOT |
| Extra spend | 100 extra credits for €79.99 (≈$89.31) | XOT packs from $19.99 (members) |
naughti.ai prices in euros converted at the ECB rate (1.1165, 6 Nov 2026); Xotic from its billing FAQ.
Xotic’s NOVA lets you animate your own images with sound, extend clips up to 30 seconds and, on Elite, bridge or continue them. That is real creative control, priced per second.
naughti.ai offers pre-generated top-quality content at 15 credits each, and you can generate your own: 4 credits per image, from 30 credits per video. That is less editing control than NOVA, but you do not have to build a character first. Credits are not refunded, so I would spend them on scenes you actually want.
| Topic | naughti.ai | Xotic AI |
|---|---|---|
| Content rules | Bans minors in any form, incest, non-consent, real people, bestiality, extreme violence | Adults only; public catalogue includes adult roleplay themes |
| Age check | 18+ attestation; some buyers verified after purchase | 18+ gate and card; Facia in the UK |
| Privacy wording | Chats sent to AI models for replies; not sold, not for ads | Homepage claims end-to-end encryption |
| Cancelling | Access to period end | FAQ: period end; terms §6.1: immediately |
Xotic AI’s NOVA turns your images into clips with sound, and its video calls cost a published 250 XOT a minute. Ultimate is $24.99 a month.
| Pick naughti.ai if | Pick Xotic AI if |
|---|---|
| You want a plot ready to play | You want to design and film a companion |
| Per-minute meters annoy you | You want voice and video calls |
| You want a lower monthly price | You want custom clips with sound |
| Stricter published content rules matter to you | You plan to use Elite editing tools |
Read the naughti.ai review and the Xotic AI review for the full picture.
I accessed these sources between 3 and 9 November 2026.
Adults 18+ only. All characters in the apps on this page are AI and fictional. This site is independent of Xotic Tech OÜ, the company behind Xotic AI; Xotic AI links on this site are affiliate links.
Weak points included.
Video tools, XOT meters, a perfect Trustpilot score and its caveats.
Ultimate, Elite, XOT packs, the free tier and refund rules.
Xotic AI is a companion builder that meters images, calls and video in XOT. naughti.ai offers hand-written adult scenarios with premade characters, a beginning and an end, and adds a new scenario every week. One is a toolkit, the other a set of stories.
naughti.ai on list price: €14.99/mo (≈$16.74) against Xotic’s $24.99 for Ultimate. naughti.ai sells a monthly plan only, with 100 credits included; Xotic’s yearly price did not render on its public page. naughti.ai bills in euros, so your bank’s conversion may differ slightly.
No. naughti.ai does not list voice or video calls. Its media is pre-generated content at 15 credits each, plus images you generate for 4 credits and videos from 30 credits. If calls matter, Xotic (250 XOT a minute for video calls) or Nectar AI fit better.
Yes, with credits: your own video starts at 30 credits and an image costs 4, paid from the 100 credits a month in the plan. Xotic’s NOVA gives more control, with sound, clips up to 30 seconds and Elite editing tools, at 50 to 90 XOT a second.
Neither is generous. Xotic gives 5 messages that never reset and a one-time 200 XOT; naughti.ai publishes no free tier. For a longer free test, GoLove AI or Secrets AI are better choices.
It means both operators, NaughtiAI OÜ and Xotic Tech OÜ, fall under Estonian and EU law, including GDPR rights to access and delete data. It does not make their products or policies the same.
naughti.ai: the subscription includes the scenario content, and its 100 monthly credits only pay when you generate more, such as your own images or video. On Xotic, images, calls, clips, featured-character messages and group replies all draw on XOT.
naughti.ai’s cancellation policy says access continues to the end of the billing period. Xotic’s FAQ says the same, but section 6.1 of its terms says cancellation is immediate. Both refuse refunds on subscriptions except narrow cases, and naughti.ai credits are not refunded.
Because this site is made by the naughti.ai team. Xotic AI links are affiliate links. I still state plainly where Xotic is the better choice, mainly video editing and calls, so you can decide for yourself.
Your Xotic characters and XOT do not transfer. Spend or note your XOT balance first, cancel at the end of a period and request data deletion from Xotic if you want it removed.
naughti.ai, if you want to start without designing anything: pick a hand-written scenario and start playing. Xotic suits users who already know what character they want and plan to use video.
naughti.ai: a scenario opens with the scene already written, so a ten-minute session still has a plot. Xotic suits longer sessions where you build a character, chat for free as a member and spend XOT on a few images or a short clip.
Raul Salinas
Editor, Xotic AI Alternatives
I edit this site for the naughti.ai team and keep it to what Xotic AI and its rivals publish themselves: plan pages, the XOT cost sheet, billing FAQs, terms, refund and age-check policies, plus named third-party reviews where a vendor is silent. Each number on the site shows the day I read it, and I re-read the cost sheets monthly. I have not bought every plan or rated chat quality, so you will not find star scores or invented tests here.