By Raul Salinas · Checked 9 Nov 2026 · 18+
Xotic AI is $24.99 a month and meters every image, call and clip in XOT. Six alternatives on real media cost, free tier and refunds.
Summary (checked 9 November 2026)
- Xotic AI’s Ultimate plan is $24.99 a month with 1,000 XOT. Text chat is free for members; images (50 XOT), voice calls (50 XOT a minute), video calls (250 XOT a minute) and NOVA video (50–90 XOT a second) are metered.
- The free tier is 5 messages in total, plus a one-time 200 XOT, and free accounts cannot buy XOT packs.
- Rivals by need: a written story (naughti.ai), more media for less (Secrets AI), a big library for $5 less (OurDream AI), free chat (GoLove AI), video calls for less (Nectar AI).
- Xotic’s strength is video; the trade-off is that almost every media action has a price tag.
Disclosure: this site is made by the naughti.ai team. Links to Nectar AI, Secrets AI, Joi AI, OurDream AI, Xotic AI and GoLove AI are affiliate links: this site may earn a commission if you sign up, at no extra cost to you. Every price comes from the vendor’s own page or a named source, checked 9 November 2026. Adults 18+ only; all characters in these apps are AI and fictional.
What makes you look past Xotic AI?
| If you want | Look at | Because | Starts at |
|---|---|---|---|
| A story with no setup | naughti.ai | Hand-written scenarios included in the plan, a new one every week | €14.99/mo (≈$16.74) |
| More media for the money | Secrets AI | 8,000 Moments a month, 7 video models | $19.99/mo |
| A huge library, a lower bill | OurDream AI | Unlimited messages, calls 50 coins a minute (reported) | $19.99/mo |
| Free text chat | GoLove AI | Unlimited free text chat (homepage) | Free |
| Video calls for less | Nectar AI | Builder, images, video, voice and video calls | $9.99/mo (reported) |
| The cheapest year | Joi AI | Builder, live video calls; Neurons on top | $47.99/yr + tax (reported) |
All checked 9 November 2026. Links to Nectar AI, Secrets AI, Joi AI, OurDream AI, Xotic AI and GoLove AI are affiliate links: this site may earn a commission if you sign up, at no extra cost to you.
| Xotic AI | naughti.ai | OurDream AI | Secrets AI | Nectar AI | Joi AI | GoLove AI | |
|---|---|---|---|---|---|---|---|
| Monthly price | $24.99 (Ultimate) | €14.99/mo (≈$16.74) | $19.99 | $19.99 | $9.99 (reported) | $13.99 + tax (reported) | Not public |
| Included media units | 1,000 XOT | 100 credits | 1,000 coins | 8,000 Moments | Credits extra | Neurons | Stars |
| Free tier | 5 msgs, never reset | Not published | 5 msgs per character (reported) | 20 msgs/day | ~15 msgs/day (reported) | 6 lifetime images | Unlimited text |
| Voice call | 50 XOT/min | Not stated | 50 coins/min (reported) | 50 Moments/min | Yes | Not separate | Voice notes |
| Video call | 250 XOT/min | Not listed | Not listed | Not listed | Yes | Live video calls | Live mode (selected) |
| Generated video | NOVA, 50–90 XOT/s | From 30 credits per video | ~100 coins per 5 s | 320–1,200 per 5 s | Credits | Neurons | Stars |
| Build your own | Yes | No | Yes | Yes | Yes | Yes | Not live yet |
| Subscription refund | No (packs: 14 days if unspent) | Narrow exceptions; credits not refunded | 14-day defects, discretion | No refund for period | Non-refundable | 14 days, narrow | 24 h, ≤20 credits |
| Operator | Xotic Tech OÜ, Estonia | NaughtiAI OÜ, Estonia | Dream Studio USA, Inc. | Secret Labs Inc., US | Nectar AI, LLC, US | Novi Ltd, Cyprus | 404 Intelligence, Cyprus |
y = yes, n = no, amber = partial, unclear or not verified. Checked 9 November 2026; "reported" = named third-party source. naughti.ai bills in EUR, converted at 1.1165.
In practice: Xotic and naughti.ai are the only two Estonian operators here, but they sell very different things. One meters a builder, the other sells access to written stories.
Xotic publishes its full cost sheet, which makes the maths unusually clean. Ultimate’s monthly 1,000 XOT buys one of these:
| Spend it on | Cost | 1,000 XOT buys |
|---|---|---|
| Images | 50 XOT each | 20 images |
| Voice calls | 50 XOT a minute | 20 minutes |
| Video calls | 250 XOT a minute, every started minute billed | 4 minutes |
| NOVA video, 1080p | 90 XOT a second | One 11-second clip |
| Messages to featured characters after 15 free | 10 XOT each | 100 messages |
Source: Xotic AI docs, XOT costs (25 Oct 2026). So the real question is how you would spend those units. If it is mostly calls, OurDream’s coins stretch about as far for $5 less. If it is video, Secrets AI includes eight times as many units, though its Moments are priced differently. If it is story, naughti.ai includes its scenarios in the plan and charges credits only when you generate more.
The pair people compare most, because OurDream has the search volume and Xotic the video tools.
| Xotic AI | OurDream AI | |
|---|---|---|
| Monthly | $24.99 | $19.99 |
| Yearly | Toggle shows 72% off, price not rendered | $119.88 |
| Included | 1,000 XOT | 1,000 dreamcoins |
| Voice call | 50 XOT/min | 50 coins/min (reported) |
| Video call | 250 XOT/min | Not listed |
| Generated video | NOVA, up to 30 s with sound | ~100 coins per 5 s (reported) |
| Free tier | 5 messages, never reset | 5 per character (reported) |
| Operator | Xotic Tech OÜ, Estonia | Dream Studio USA, Inc., Delaware |
| Trustpilot | 4.8 from 59, all 5-star | Profile removed |
My read: pick Xotic for video calls and clip tools, OurDream for the library and a lower bill.
No XOT, no per-minute charges: open a hand-written adult scenario with a beginning and an end, and find a new one every week. The plan includes 100 credits a month for extra images or video.
I describe naughti.ai as the opposite of Xotic’s studio: instead of building a companion, you open a hand-written adult scenario with a premade character, a beginning and an end. A new scenario arrives every week, and the chat memory stays coherent after several thousand messages.
More on naughti.ai vs Xotic AI and the naughti.ai review.
Secret Labs Inc., Delaware: $19.99 a month or $109.99 a year with 8,000 Moments; 7 video models at 320 to 1,200 Moments per 5-second clip; free 20 messages a day without media. Trustpilot 4.5 from 317 reviews.
Nectar AI, LLC with a UK entity: builder, images, video, voice chat and video calls; reported $9.99, $19.99 and $34.99 a month plus credits; site text caps Premium at 6,000 messages a month.
Novi Limited, Cyprus: reported $13.99 a month or $47.99 a year plus tax; Neurons per explicit message, photo or video; VerifyMyAge checks.
404 Intelligence LTD, Cyprus: 350+ premade characters, free unlimited text chat per its homepage; Premium prices not public; custom creator not live.
$19.99 a month includes 8,000 Moments and 7 video models, against Xotic’s 1,000 XOT for $24.99. The best fit if you came to Xotic for clips.
Stay if video is the point: NOVA clips with sound, Extend and Bridge tools on Elite, video calls and long clips up to 30 seconds are rarer in this group than any other feature. Stay too if you want an EU operator with a builder. Move on if you mainly text and resent paying $24.99 for that, or if 5 lifetime free messages were not enough to decide. Note that Xotic’s public catalogue includes adult roleplay themes that this site does not describe.
The apps share Xotic’s audience in Google US data, which for Xotic is small: “xotic ai” sits at 1,000 to 10,000 searches a month and the long tail at 10 to 100. Facts come from vendor pages first, named reviews second. Full method on the about page.
I accessed these sources between 3 and 9 November 2026.
Adults 18+ only. All characters in the apps on this page are AI and fictional. This site is independent of Xotic Tech OÜ, the company behind Xotic AI; Xotic AI links on this site are affiliate links.
Ultimate, Elite, XOT packs, the free tier and refund rules.
Video tools, XOT meters, a perfect Trustpilot score and its caveats.
Estonian operator, encryption claim, Facia checks, billing.
It depends on the gap you want to close. For a written adult story with no setup, naughti.ai. For more media per dollar, Secrets AI with 8,000 Moments a month. For a huge library and a lower monthly bill, OurDream AI. For free text chat, GoLove AI. For video calls at a lower list price, Nectar AI.
Yes, on list price. Nectar AI is reported from $9.99 a month and Joi AI from $13.99 plus tax; OurDream AI and Secrets AI cost $19.99. Xotic’s Ultimate plan is $24.99. All of them add a media currency, so compare what an image or a call costs, not only the subscription.
GoLove AI’s homepage promises free text chat with unlimited messages, and Secrets AI gives 20 free messages a day per device. Nectar AI’s free plan is reported at about 15 messages a day. Xotic itself gives 5 messages that never reset, plus a one-time 200 XOT welcome balance.
Nectar AI lists video calls next to voice chat, and Joi AI offers live video calls. GoLove AI has a live mode for selected characters. Xotic charges 250 XOT a minute for video calls, which is about $1.14 to $2.27 a minute at its own pack prices.
For video tools, Xotic is stronger: NOVA image-to-video with sound, clips up to 30 seconds and video calls. OurDream is cheaper ($19.99 against $24.99), includes 1,000 coins for calls at 50 a minute (reported) and has a far larger community library. The hub table above compares both line by line.
Ultimate costs $24.99 a month with 1,000 XOT, according to Xotic’s billing FAQ. Elite was shown at €74.99 (≈$83.73) to an EU visitor; the US price was not displayed to me. A yearly toggle advertises 72% off, but no yearly price renders on the public page. Full breakdown on Xotic AI pricing.
Xotic Tech OÜ, a company at Telliskivi tn 57 in Tallinn, Estonia, under Estonian law, according to its terms of service (updated 20 October 2026). The registration number is not stated on the site. Background on is Xotic AI safe.
Read it with care. Trustpilot showed 4.8 from 59 reviews on 9 November 2026, all of them 5 stars, on a profile claimed in July 2026. A spread with no 1- to 4-star reviews is statistically unusual for any app. The reviews themselves are short and generic.
naughti.ai is run by NaughtiAI OÜ in Estonia, the same country as Xotic Tech OÜ. Joi AI (Novi Limited) and GoLove AI (404 Intelligence LTD) are Cypriot companies. OurDream AI, Secrets AI and Nectar AI are run by Delaware companies.
Secrets AI is the closest: $19.99 a month includes 8,000 Moments, enough for roughly 6 to 25 five-second clips depending on the video model. OurDream’s 1,000 coins cover about 20 call-minutes. Xotic’s 1,000 XOT cover 20 images or one 11-second 1080p clip.
naughti.ai is made by the team that writes this site, so it is listed first. It works differently from Xotic: hand-written adult scenarios with premade characters and a new one every week, for €14.99 a month (about $16.74) with 100 credits. There is no character builder.
Not a visible one. Google suggests “xotic ai reddit”, but I found no dedicated subreddit or active threads as of 9 November 2026. Alternatives with larger communities include OurDream AI, whose subreddit is often summarised by reviewers.
Yes, all of them run in a mobile browser. None of the apps on this page has an official native App Store or Google Play app from its operator; Secrets AI can be installed as a web app. Treat store apps that use these names as unofficial.
No. Xotic AI (xotic.ai) is an adult AI companion app run by Xotic Tech OÜ in Estonia. Xotic PC, Xotic guitar pedals and Xotic air suspension are unrelated businesses that share the word in search results.
Nectar AI is the closest match on features: a companion builder, images, video, voice chat and video calls, at a lower reported price. OurDream AI is closest on the builder-plus-library model, without video calls.
OurDream AI offers a strong anime style alongside realistic characters and a very large library. Xotic itself filters by realistic and anime. Secrets AI, Nectar AI and Joi AI focus their public pages on realistic companions, so test on a monthly plan first.
Raul Salinas
Editor, Xotic AI Alternatives
I edit this site for the naughti.ai team and keep it to what Xotic AI and its rivals publish themselves: plan pages, the XOT cost sheet, billing FAQs, terms, refund and age-check policies, plus named third-party reviews where a vendor is silent. Each number on the site shows the day I read it, and I re-read the cost sheets monthly. I have not bought every plan or rated chat quality, so you will not find star scores or invented tests here.